Budgeting guides and money tips
Plain explanations of budgeting methods and savings challenges. Each guide links to a free calculator so you can run your own numbers.
Savings challenges
100 Envelope Challenge: Rules, Totals and Easier Versions
How the 100 envelope challenge works, why it adds up to $5,050, how long it takes at each pace, and smaller versions that fit a tight budget.
BudgetingThe 50/30/20 Rule Explained: A Beginner's Budget in 10 Minutes
What the 50/30/20 budget rule is, what counts as a need or a want, and how to adjust the split when your rent takes more than half your pay.
SavingSinking Fund vs Emergency Fund: What's the Difference?
A sinking fund pays for costs you can predict. An emergency fund pays for the ones you can't. Here is how to use both without mixing them up.